For additional information regarding the criterion for inclusion or membership for lawyer associations, awards, & certifications click image for link.

Employee Retirement Income Security Act Claims

ERISA Claims

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for retirement and health benefit plans in private industry. ERISA does not require any employer to establish a plan. It only requires that those who establish plans must meet certain minimum standards.

ERISA covers retirement, health and other welfare benefit plans (e.g., life, disability and apprenticeship plans). Among other things, ERISA provides that those individuals who manage plans (and other fiduciaries) must meet certain standards of conduct. The law also contains detailed provisions for reporting to the government and disclosure to participants. There also are provisions aimed at assuring that plan funds are protected and that participants who qualify receive their benefits.

ERISA requires plans to provide participants with plan information including important information about plan features and funding; provides fiduciary responsibilities for those who manage and control plan assets; requires plans to establish a grievance and appeals process for participants to get benefits from their plans; and gives participants the right to sue for benefits and breaches of fiduciary duty.

ERISA has also been expanded to include new health laws. Federal law requires employers to provide for the continuation of health care coverage for employees and their beneficiaries (for a limited period of time) if certain events would otherwise result in a reduction in benefits. The Health Insurance Portability and Accountability Act of 1996 (HIPAA) amended ERISA to make health care coverage more portable and secure for employees including new protections for working Americans and their families who have preexisting medical conditions or might otherwise suffer discrimination in health coverage based on factors that relate to an individual’s health. Other important amendments include the Newborns’ and Mothers’ Health Protection Act, the Mental Health Parity Act, and the Women’s Health and Cancer Rights Act.

In general, ERISA does not cover group health plans established or maintained by governmental entities, churches for their employees, or plans which are maintained solely to comply with applicable workers compensation, unemployment, or disability laws. ERISA also does not cover plans maintained outside the United States primarily for the benefit of nonresident aliens or unfunded excess benefit plans.

Client Reviews
★★★★★
From start to finish this firm was amazing. During a real difficult time in my life they made my case feel like it was a top priority. I can't thank them all enough. Great job! I would highly recommend this firm. C.B.
★★★★★
No person ever wants to use a Labor and Employment Attorney because that indicates that someone has been through a bad experience. From my first contact with them up until our final meeting I was pleased with their professionalism, knowledge, kindness, and customer service. Their attorneys possess integrity and realism. They will fight for you if you have a case. I'm glad I came to Mashel law. While I hope anyone reading this doesn't need an attorney in this area, if you do I highly recommend them. V.S.
★★★★★
After an offer to settle for a very small amount, I went to Mashel Law Firm. Mr. Mashel and Peter earned me eleven times more than previous offer. Only Mashel law firm can teach your employer the lesson. You should get benefit of their expertise. R.P.
★★★★★
I learned of the firm from a referral of a client who was also satisfied with your firm. I was 100% satisfied with the treatment and services provided. My experience with Mashel Law was a painless experience, gentle and kind. I would absolutely recommend this firm to anyone. N.A.
★★★★★
If you have experienced personal injury and need someone that really can help you with your case, you need to come to Mashel Law. They do their homework. Steve is an excellent attorney with the gift of situational intelligence. This means that, when presented with contrary evidence. He has the insight to get past the misnomers and extract the facts in a manner that places you in a favorable position. This Firm also has the experience, expertise and the forethought to posture your case in the best position, with medical professionals that speak with compelling intelligence and intellect concerning your injury. If you are serious about being represented properly, do not hesitate to contact The Mashel Law Firm. H.L.